Privacy Policy

Chesapeake Capital Solutions ("CCS," "we," "us," or "our") respects your privacy. This Privacy Policy describes how we collect, use, disclose, and protect information when you visit our website, submit a loan inquiry, or communicate with us by phone, email, or SMS text message.

1. Information We Collect

We may collect the following categories of information:

• Contact information you submit through our website or forms: name, email address, mobile phone number, and mailing address.
• Loan inquiry information: property address, property type, loan program, loan amount, investment experience, and any details you share in the message field.
• Communications: records of calls, emails, and SMS messages between you and CCS.
• Technical information automatically collected from your device: IP address, browser type, device identifiers, pages viewed, and approximate location.

2. How We Use Your Information

• To respond to your loan inquiry, qualify your deal, and provide loan products and services.
• To send transactional and informational SMS, email, or phone communications about your inquiry, your loan, or your account.
• To verify your identity and prevent fraud.
• To comply with applicable laws, regulations, and lawful requests.
• To improve our website, services, and customer experience.

3. SMS / Text Messaging Program

When you provide your mobile phone number and check the SMS consent box on our contact form, you are opting in to receive SMS messages from Chesapeake Capital Solutions related to your loan inquiry, including replies from a loan officer, scheduling messages, document requests, and status updates on your application.

• Message frequency: varies based on your interaction with us.
• Cost: Message and data rates may apply, depending on your mobile carrier and plan.
• Opt out: Reply STOP to any message to unsubscribe. You may also email us at info@chesapeakecapsolutions.com to opt out.
• Help: Reply HELP for assistance or contact us at info@chesapeakecapsolutions.com or (410) 555-0199.
• Supported carriers: All major U.S. carriers. Carriers are not liable for delayed or undelivered messages.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors supporting our services (for example, our SMS messaging platform) is permitted. All other categories of personal information exclude mobile opt-in data and consent; this information will not be shared with any third parties.

4. How We Share Information

We may share your information with:

• Service providers that help us operate our business (hosting, communications, document storage, CRM, SMS messaging) under contracts that require them to protect your information.
• Capital partners, underwriters, title companies, appraisers, and insurance providers as needed to evaluate, fund, and close your loan.
• Regulators, law enforcement, or other parties when required by law, subpoena, or to protect our rights.
• Successors in connection with a merger, acquisition, or sale of assets.

We do not sell your personal information. We do not share mobile opt-in or SMS consent data with third parties or affiliates for marketing or promotional purposes.

5. Cookies and Analytics

We use cookies and similar technologies to operate our website, remember preferences, and measure traffic. You can disable cookies in your browser settings; some features may not work as intended.

6. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No system is 100% secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as needed to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

8. Your Rights

Depending on your state, you may have rights to access, correct, delete, or restrict use of your personal information, and to opt out of certain processing. To exercise your rights, email info@chesapeakecapsolutions.com.

9. Children's Privacy

Our website and services are intended for adults. We do not knowingly collect personal information from children under 13.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects the most recent revision.

11. Contact Us

Chesapeake Capital Solutions
Email: info@chesapeakecapsolutions.com
Phone: (410) 555-0199