Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Chesapeake Capital Solutions ("CCS," "we," "us," or "our") website, forms, communications, and the CCS SMS/text messaging program. By using our website or submitting an inquiry, you agree to these Terms.

1. Eligibility

Our loan programs are for business-purpose, investment real estate financing only. You must be at least 18 years old and legally able to enter into a binding agreement. We do not originate consumer-purpose or owner-occupied residential mortgages.

2. No Loan Commitment

Information on this website is for general informational purposes only and is not a commitment to lend, a loan approval, or an offer of credit. All loans are subject to credit and property underwriting, third-party valuation, title review, insurance, and execution of final loan documents. Loan amounts, rates, leverage, DSCR thresholds, and terms vary by program, borrower qualifications, property type, market conditions, and final underwriting.

3. SMS / Text Messaging Terms

By providing your mobile number and opting in to our SMS program through our website form, you agree to receive SMS messages from CCS regarding your loan inquiry and application.

• Program description: CCS sends messages related to your loan inquiry, including loan officer replies, scheduling, document requests, and application status.
• Message frequency: varies based on your interaction with us.
• Cost: Message and data rates may apply. Check your mobile plan for details.
• STOP: Reply STOP to any message to opt out of further SMS communications.
• HELP: Reply HELP for assistance, or contact info@chesapeakecapsolutions.com / (410) 555-0199.
• Carriers: All major U.S. carriers are supported. Carriers are not liable for delayed or undelivered messages.
• Sharing: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy.

4. Accurate Information

You agree to provide accurate, current, and complete information in any inquiry or application. Misrepresentation may result in denial of credit and may constitute a violation of state or federal law.

5. Intellectual Property

All content on this website — including text, graphics, logos, the CCS name and mark, and software — is owned by CCS or its licensors and is protected by U.S. and international intellectual property laws. You may not copy, reproduce, modify, or distribute any portion of the site without our prior written permission.

6. Third-Party Links

Our website may link to third-party sites. We are not responsible for their content, privacy practices, or services.

7. Disclaimer of Warranties

The website and any communications are provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, CCS and its officers, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or related to your use of the website or our communications.

9. Indemnification

You agree to defend, indemnify, and hold harmless CCS from any claims, damages, or expenses arising out of your use of the website, your violation of these Terms, or your violation of any law or third-party right.

10. Governing Law

These Terms are governed by the laws of the State of Maryland, without regard to its conflict of laws principles. Any dispute will be resolved in the state or federal courts located in Maryland.

11. Changes

We may update these Terms at any time. The "Last updated" date reflects the most recent revision. Continued use of the website constitutes acceptance of the updated Terms.

12. Contact

Chesapeake Capital Solutions
Email: info@chesapeakecapsolutions.com
Phone: (410) 555-0199